Maximize Your 401(k) and Roth

Order: (1) Full match (2) HSA (3) Roth IRA (4) Max 401(k).

2026 Limits

401(k): $23,500 ($31,000 over 50)

Roth IRA: $7,000 ($8,000 over 50)

Phaseout: $146k-$161k single

401(k) Match Calculator